"Tailey Lakshmi; Jaley Ganga".
"Lakshmi dwells in oils; Ganga in waters" - is the saying for Deepawali festivities.
It is mandatory even for monks, nuns and renunciates to anoint themselves with oils, and have a bath at dawn.
Shaastras or guidelines also say, that a simple array of lamps - an avali of deepas - be lit, at nightfall.